Nothing will completely prevent you from being a victim of debit or credit card fraud. The number of consumers falling victim to fraud increases daily.
However, you can reduce your risk of fraud by following some simple steps:
Be very careful when using your debit or credit card online. Always shop at well-established sites and make sure the site is secure. Look for the padlock symbol on the screen when checking out (See our page on Email Scams – Phishing for more information).
- Do not make it a habit to carry all of your credit and debit cards in your wallet. Only carry the card you use on a regular basis.
- If you use debit cards, take advantage of online banking to check your account activity regularly.
- Report any sign of fraud to City National Bank immediately. The sooner you notice and report fraud, the less of a negative impact it may have on you.
- When using debit or credit cards in stores or restaurants, be aware of how the card is being handled. Pay close attention to how the cards are swiped. Do not leave your card with anyone to hold until later. Dishonest employees can use a device called a “skimmer” to swipe the card and copy your account information.
- Do not write your entire credit card number on your checks when paying a bill. Write only the last few numbers on the memo line for reference.
- If you are expecting the arrival of a new card in the mail, keep an eye on your mailbox. If it doesn’t arrive as expected, contact the card company.
- Businesses who use debit or credit cards for daily expenses should carefully review all transactions on their card. Businesses are not provided, in most cases, the broad protection provided the consumer.